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A life settlement, also known as a senior settlement, is the process in which a life insurance policy on a senior (65 years and over) is sold to an investor in exchange for an immediate lump sum cash payment that exceeds the policy's available cash value.
American Wealth Transfer has helped seniors realize value from life insurance policies by purchasing the policies directly from them for cash. Normally, if a policy owner's life insurance needs have evaporated or changed, their life insurance policies are simply cash surrendered or allowed to lapse. The insurance company is the only winner in this scenario, as all past premium payments are surrendered for minimal, if any, cash consideration.
When seniors or their trusted advisors turn to American Wealth Transfer, they have our guaranty of integrity, satisfaction, and dependability. To find out more, click on one of the links below to access information tailored to you as an individual or a financial service provider/institutional representative.
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