By unlocking the cash potential of your life insurance policies at much higher payouts than their available cash value, you can turn otherwise untouchable assets into cash. Now you have the freedom to live life the way you want.

American Wealth Transfer has helped people just like you realize value from life insurance policies by purchasing their policies for cash. Normally, if your life insurance needs have evaporated or changed, you may think that your only option is to cash surrender your policy or allow it to lapse. The insurance company is the only winner in this scenario, as all past premium payments are surrendered for minimal, if any, cash consideration.

Now you can cash in on this valuable asset. Your life insurance needs may have evaporated or changed for one or more reasons:

Personal Reasons
	Your insurance need no longer exists
	You may use the funds to better meet changing financial needs
	Your policy premiums are too expensive
	You need additional income
	Other kinds of insurance are more appropriate
	Your policies are significantly underperforming their original projections
Business Reasons
	The sale of a business or retirement
	Key-man, buy-sell, executive benefit, and split dollar insurance plans are no longer needed
Estate Planning Issues
	Your estate needs have changed (tax situation, liquidity of estate, estate valuation)
	Your family issues or dynamics have changed
	You have outlived your beneficiaries
Other Issues
	Cash gifts made to fund premiums may be better utilized elsewhere by charities or individuals
	Cash gifts to loved ones
To determine if you can benefit from life settlement, and to get a free settlement quote, contact American Wealth Transfer at 800-598-9406 or email info@AWTGroup.com

Individual		Financial Service Provider/Institutional Representative